What is the difference between SKHPPA and SPIKPA.
Difference Between SKHPPA and SPIKPA in Malaysia
Description | SKHPPA | SPIKPA |
|---|---|---|
Meaning | Foreign Worker Hospitalisation and Surgical Insurance Scheme | Foreign Worker Health Insurance Protection Scheme |
Type | An insurance policy purchased by employers for hospitalisation and surgical coverage. | An official confirmation slip issued by the Ministry of Health Malaysia (MOH). |
Function | Covers hospitalisation and surgical expenses for foreign workers admitted to government hospitals due to accidents or illnesses. | Serves as proof that the employer has purchased the SKHPPA insurance policy. |
In Summary
- SKHPPA = The insurance policy itself
- SPIKPA = The confirmation slip issued by the Ministry of Health (MOH)
Buy SPIKPA IG Insurance Online (Malaysia)
You can buy SPIKPA IG with ITR (for FWCMS) here:
📞 For further enquiries, contact eInsurans Helpline:
Updated on: 27/12/2025
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