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# How do i purchase SPIKPA IG insurance using FWCMS ITR?

## What Is an ITR Number (FWCMS ITR)?

An **ITR (Insurance Transaction Reference)** number is a **unique reference generated by the FWCMS system** (Foreign Worker Centralised Management System).

In **Malaysia**, the ITR number is used to:
* Link **foreign worker insurance** to the worker’s permit application
* Enable the purchase of **SPIKPA IG insurance**
* Allow FWCMS to **automatically verify insurance status** for permit renewal

The ITR acts as a **mandatory reference** that connects insurance purchase with **Malaysia Immigration (JIM)** requirements.

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## Why Is the ITR Number Important for SPIKPA & IG Insurance?

The ITR number is required because:
* Insurance purchases must be **traceable within FWCMS**
* FWCMS uses the ITR to **confirm insurance compliance**
* Permit renewal (**ePLKS**) proceeds automatically only after insurance is verified via ITR

Without a valid ITR number, **SPIKPA IG insurance cannot be processed through FWCMS**.

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## How to Use the ITR Number for SPIKPA and IG Insurance

Once you have successfully generated your **ITR number from FWCMS**, follow these steps on the eInsurans platform:

1. Enter the **ITR for SPIKPA** and **ITR for IG** in the designated fields  
   *(as highlighted in the yellow box in Figure 1)*  
2. Enter your **business registration number (SSM)** during the purchase process  
   *(refer to Figure 2)*  

👉 Learn how to generate your ITR number from FWCMS here:  
[Where do I obtain my ITR number from FWCMS?](https://einsurans.crisp.help/ms-my/article/di-manakah-saya-boleh-mendapatkan-nombor-itr-1rtqqak/)

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###### Figure 1  
![](https://storage.crisp.chat/users/helpdesk/website/8fee56e3f4257000/picture1-copy_x6e0xf.png)

###### Figure 2  
![](https://storage.crisp.chat/users/helpdesk/website/8fee56e3f4257000/image_zqnwws.png)

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## What Happens After a Successful Insurance Purchase?

After SPIKPA IG insurance is purchased using the ITR number:

* The **insurance company automatically sends confirmation to FWCMS**
* FWCMS updates the insurance status to **“Insurance Purchased”**
* The **ePLKS (Foreign Worker Permit) renewal process continues automatically**
* No manual submission or SPIKPA slip upload is required

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## Buy SPIKPA IG Insurance Online (Malaysia)

You can buy **SPIKPA IG with ITR (for FWCMS)** here:  
👉 **https://tr.ee/einsurans**

📞 For further enquiries, contact **eInsurans Helpline**:  
👉 [WhatsApp 011 562 16906](https://wa.me/601156216906)