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What is the difference between SKHPPA and SPIKPA.

Difference Between SKHPPA and SPIKPA in Malaysia


Description

SKHPPA

SPIKPA

Meaning

Foreign Worker Hospitalisation and Surgical Insurance Scheme

Foreign Worker Health Insurance Protection Scheme

Type

An insurance policy purchased by employers for hospitalisation and surgical coverage.

An official confirmation slip issued by the Ministry of Health Malaysia (MOH).

Function

Covers hospitalisation and surgical expenses for foreign workers admitted to government hospitals due to accidents or illnesses.

Serves as proof that the employer has purchased the SKHPPA insurance policy.


In Summary

  • SKHPPA = The insurance policy itself
  • SPIKPA = The confirmation slip issued by the Ministry of Health (MOH)


Both refer to the same insurance scheme, but represent different type of documents.


Purchase SPIKPA IG Using FWCMS ITR

Visit website: https://tr.ee/einsurans

For further inquiries, please WhatsApp eInsurans: https://wa.me/601156216906


Updated on: 11/11/2025

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