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# What is the difference between SKHPPA and SPIKPA.

# Difference Between SKHPPA and SPIKPA in Malaysia

| **Description** | **SKHPPA** | **SPIKPA** |
| ---- |
| **Meaning** | **Foreign Worker Hospitalisation and Surgical Insurance Scheme** | **Foreign Worker Health Insurance Protection Scheme** |
| **Type** | An **insurance policy** purchased by employers for hospitalisation and surgical coverage. | An official **confirmation slip** issued by the **Ministry of Health Malaysia (MOH)**. |
| **Function** | Covers **hospitalisation and surgical expenses** for foreign workers admitted to government hospitals due to accidents or illnesses. | Serves as **proof that the employer has purchased** the SKHPPA insurance policy. |

### In Summary
* **SKHPPA** = The **insurance policy** itself  
* **SPIKPA** = The **confirmation slip** issued by the Ministry of Health (MOH)

| Both refer to the same insurance scheme, but represent different type of documents.

## Still stuck? Talk to a real person.

**eInsurans — Your Foreign Worker Insurance One-Stop Centre**

- WhatsApp **[011-5621 6906](https://wa.me/601156216906)**: 9am–6pm, Monday to Sunday. Real people answer.
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- Buy SPIKPA IG with your FWCMS ITR: [tr.ee/einsurans](https://tr.ee/einsurans)

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