This article is also available in:

What is the difference between SKHPPA and SPIKPA.

Difference Between SKHPPA and SPIKPA in Malaysia

Description	SKHPPA	SPIKPA
Meaning	Foreign Worker Hospitalisation and Surgical Insurance Scheme	Foreign Worker Health Insurance Protection Scheme
Type	An insurance policy purchased by employers for hospitalisation and surgical coverage.	An official confirmation slip issued by the Ministry of Health Malaysia (MOH).
Function	Covers hospitalisation and surgical expenses for foreign workers admitted to government hospitals due to accidents or illnesses.	Serves as proof that the employer has purchased the SKHPPA insurance policy.

Both refer to the same insurance scheme, but represent different type of documents.

eInsurans — Your Foreign Worker Insurance One-Stop Centre

Enquiry · Quotation · Purchase · FWCMS help · Endorsements · Claims · Renewals

Updated on: 12/10/2026

Was this article helpful?

Thank you!