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FWHS/SPIKPA Product Coverage

Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA / SPIKPA)

The Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA / SPIKPA) provides hospital and surgical coverage if a foreign worker is admitted to a Malaysian government hospital (KKM) due to accidents or illnesses.

Coverage Period - 12 months

Important Notes: Payments made to Emergency Departments, Outpatient Clinics, and Semi-Government Hospitals cannot be claimed under the SKHPPA/SPIKPA scheme.

Purchase SPIKPA IG Using FWCMS ITR

Visit website: https://tr.ee/einsurans

For further inquiries, please WhatsApp eInsurans : https://wa.me/601156216906

Updated on: 11/11/2025

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