I only want SPIKPA. Why does the system ask for IG too?
This issue usually occurs because you did not check the insurance product box. Under Employer Particulars, tick only Foreign Worker Hospitalization and Surgical Scheme (SPIKPA) and untick Foreign Worker Insurance Guarantee (IG). The form then asks only for SPIKPA details.

Still stuck? Talk to a real person.
eInsurans — Your Foreign Worker Insurance One-Stop Centre
- WhatsApp 011-5621 6906: 9am–6pm, Monday to Sunday. Real people answer.
- Email hello@einsuransmy.com
- Buy SPIKPA IG with your FWCMS ITR: tr.ee/einsurans
Enquiry · Quotation · Purchase · FWCMS help · Endorsements · Claims · Renewals
Updated on: 12/10/2026
Thank you!