Articles on: ITR FAQ
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Which insurer can i purchase insurance using ITR?

Which Insurance Companies Support FWCMS ITR Purchases in Malaysia?


Currently, FWCMS ITR (Insurance Transaction Reference) purchases for SPIKPA IG insurance are supported only by selected insurers that have completed system integration with the FWCMS platform.


Insurance Companies That Currently Support FWCMS ITR


As of now, employers in Malaysia can purchase SPIKPA IG using FWCMS ITR through the following insurance providers:


  • Tokio Marine
  • Lonpac Insurance
  • Generali Insurance


These insurers are fully integrated with FWCMS and allow direct, compliant insurance purchases using the generated ITR number.



Why Are Only Certain Insurers Available?


Other insurance companies are currently undergoing system upgrades and FWCMS system integration.


Once completed, these insurers will be enabled to support ITR-based insurance transactions in the next integration phase.


✔️ If you need to proceed immediately

Please select any of the currently available insurers listed on the eInsurans platform.


If your preferred insurer is not listed

Additional insurance companies will be made available once the integration process is completed.



Are Prices and Benefits the Same Across All Insurers?


Yes.

For SPIKPA IG insurance purchased using FWCMS ITR, the following applies:


  • Insurance pricing is standardised
  • Coverage and benefits are identical
  • The only difference is the insurer’s name


All supported insurers comply with Malaysia Immigration (JIM) and FWCMS requirements, allowing employers to choose any available insurer with confidence.



Buy SPIKPA IG Insurance Online (Malaysia)


You can buy SPIKPA IG with ITR (for FWCMS) here:

👉 https://tr.ee/einsurans


📞 For further enquiries, contact eInsurans Helpline:

👉 WhatsApp 011 562 16906


Updated on: 26/12/2025

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