• FWHS/SPIKPA Product Coverage

  Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA / SPIKPA) The Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA / SPIKPA) provides hospital and surgical coverage if a foreign worker is admitted to a Malaysian government hospital (KKM) due to accidents or illnesses. Coverage Period - 12 monthsSome readers

• What is the difference between SKHPPA and SPIKPA.

  Difference Between SKHPPA and SPIKPA in MalaysiaFew readers

• IG Coverage

  The Insurance Guarantee (IG) is a mandatory security bond required by the Immigration Department of Malaysia for all employers hiring foreign workers. It serves as a security deposit to protect employers and ensure the safe repatriation of foreign workers to their home countries when necessary. Purpose of the Insurance Guarantee (IG) The IG functions as a financial guarantee to cover related costs if a foreign worker: Violates anyFew readers

• What is not cover under SPIKPA

  What Does SPIKPA Insurance Cover? The SPIKPA (Foreign Worker Hospitalisation and Surgical Insurance Scheme) provides protection for foreign workers in Malaysia for hospitalisation and surgical treatment resulting from accidents or illnesses at Malaysian government hospitals. What Is Not Covered by SPIKPA? SPIKPA does not provide coverage or payment for the following situations: Emergency Outpatient Treatment Death Injuries resulting from fights,Few readers